{"id":724,"date":"2020-11-03T15:24:34","date_gmt":"2020-11-03T15:24:34","guid":{"rendered":"https:\/\/www.affordablebackgroundchecks.com\/blog\/?p=724"},"modified":"2024-09-25T10:51:33","modified_gmt":"2024-09-25T10:51:33","slug":"the-importance-of-a-background-check-for-an-insurance-company","status":"publish","type":"post","link":"https:\/\/www.affordablebackgroundchecks.com\/blog\/the-importance-of-a-background-check-for-an-insurance-company\/","title":{"rendered":"The Importance of a Background Check for an Insurance Company"},"content":{"rendered":"<p><em>Hiring managers<\/em> in every industry need to be certain that the people they\u2019re <strong>hiring<\/strong> are <strong>trustworthy<\/strong>, <strong>qualified individuals<\/strong> who will be able to perform the requirements of the position. However, when it comes to <strong>insurance companies<\/strong>, it\u2019s even more important that <strong>hiring managers<\/strong> can believe an <strong>applicant\u2019s qualifications<\/strong>.<\/p>\n<p>After all, an <strong>insurance agent<\/strong> is responsible for handling very <strong>sensitive<\/strong> and <strong>personal information<\/strong> on a daily basis as well as dealing with client and <strong>company finances<\/strong>. In this article, we\u2019ll walk you through the reasons why it\u2019s so important for insurance companies to run a <strong>background check<\/strong> on every candidate they\u2019re considering hiring. We will also give some insight into some of the perks of choosing to use the services at <a href=\"https:\/\/www.affordablebackgroundchecks.com\/\">Affordable Background Checks<\/a>.<\/p>\n<h2>Why It\u2019s Important to Check a Candidate&#8217;s Background<\/h2>\n<p>Earlier this year, a <strong>reference checking company<\/strong> ran a survey of <strong>400<\/strong> <strong>job applicants<\/strong> and <strong>400 hiring managers<\/strong>. In that survey, they found that a huge majority (<strong>78%<\/strong>) of applicants have <a href=\"\/blog\/common-resume-lies-job-seekers-make\/\">lied or would consider lying about aspects of their accomplishments<\/a> when submitting a job application.<\/p>\n<p>That is an incredibly alarming number, especially for such a high-stakes job as insurance. What\u2019s more, the study also found that a significant majority (<strong>66%<\/strong>) of hiring managers aren\u2019t bothered by these questionable actions from potential candidates.<\/p>\n<p>With these overwhelming percentages, it should be clear why it\u2019s necessary to run a <a href=\"\/employee-background-check.php\">background check<\/a> on every potential employee at an insurance company.<\/p>\n<p>Insurance agents are regularly trusted to deal with information that needs to remain <strong>confidential<\/strong>. So, a hiring manager cannot always take what a candidate\u2019s <strong>resume<\/strong> says at face value. When something as important as a client&#8217;s finances, livelihood, and health are hanging in the balance, hiring managers at an insurance company need to be absolutely certain that their employees are qualified for their roles. That\u2019s where a background check comes in.<\/p>\n<h2>What People Lie About on Their Resumes<\/h2>\n<p>With so many applicants <strong>misrepresenting<\/strong> themselves in their applications, the only sure way to find the truth about their history is through a background check.<\/p>\n<p>Some of the important things that a background check can help you confirm are <a href=\"\/criminal-background-check.php\">criminal records<\/a>, <strong>marriage\/divorce records<\/strong>, <strong>contact information<\/strong>, <a href=\"\/blog\/when-should-you-know-about-an-individuals-personal-assets\/\">asset records<\/a>, <a href=\"\/blog\/importance-of-a-persons-bankruptcy-record\/\">bankruptcy records<\/a>, <a href=\"\/blog\/do-legal-judgments-matter-in-financial-transactions\/\">legal judgments<\/a>, <a href=\"\/blog\/importance-persons-birth-record-employment\/\">birth records<\/a>, and <strong>personal details<\/strong>. This means that with a background check, you\u2019ll never have to wonder about a candidate\u2019s story. Instead, you\u2019ll have it all right in front of you.<\/p>\n<p>A background check will help you see through some of the most common lies people tell in their resumes.<\/p>\n<h3>Education<\/h3>\n<p>People may alter their <strong>education records<\/strong> in a number of ways to make themselves seem more impressive. This could include claiming they received a <strong>degree<\/strong> from a <strong>university<\/strong> when they only took one or two classes, pretending that they attended a more prestigious university than they actually did, or saying that their <strong>GPA <\/strong>was significantly higher than the reality.<\/p>\n<h3>Employment Dates<\/h3>\n<p>People know that having <strong>time gaps<\/strong> in their resume might look bad to potential employers. However, instead of simply explaining the gap in an <strong>interview<\/strong> or <strong>cover letter<\/strong>, some people may attempt to close it by claiming they worked at a particular company for longer than they actually did. Alternatively, people may stretch out their employment dates to hide an employer that they don\u2019t want to include on their resume.<\/p>\n<h3>Job Tasks and Skills<\/h3>\n<p>Applicants may <strong>augment<\/strong> or <strong>exaggerate<\/strong> their skills, such as saying they are fluent in a foreign language when they only took a class or two in high school. They might also claim to have specific <strong>technical skills<\/strong> like a familiarity with industry software, even though they only haven&#8217;t had experience with programs insurance companies utilize.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-726\" src=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-content\/uploads\/2020\/11\/Job-Candidate-Background-Check.jpg\" alt=\"Job Candidate Background Check\" width=\"700\" height=\"380\" srcset=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-content\/uploads\/2020\/11\/Job-Candidate-Background-Check.jpg 700w, https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-content\/uploads\/2020\/11\/Job-Candidate-Background-Check-300x163.jpg 300w\" sizes=\"(max-width: 709px) 85vw, (max-width: 909px) 67vw, (max-width: 984px) 61vw, (max-width: 1362px) 45vw, 600px\" \/><\/p>\n<h2>A Background Check Can Give You Hiring Confidence<\/h2>\n<p>At <strong>Affordable Background Checks<\/strong>, we believe that background checks are one of the most important parts of the hiring process, and they should never be skipped over because of the price. That\u2019s why we\u2019re dedicated to giving you the most thorough background check possible at the lowest possible cost to you.<\/p>\n<p>If you\u2019re in need of a reliable and affordable background check service, <a href=\"\/contact.php\">feel free to reach out to us<\/a> here at Affordable Background Checks. We look forward to meeting you and helping your company achieve your goals by making the safest choices for your business.<\/p>\n<div class='sfsi_Sicons' style='width: 100%; display: inline-block; vertical-align: middle; text-align:left'><div style='margin:0px 8px 0px 0px; line-height: 24px'><span>Please follow and like us:<\/span><\/div><div class='sfsi_socialwpr'><div class='sf_subscrbe' style='text-align:left;vertical-align: middle;float:left;width:64px'><a href=\"http:\/\/www.specificfeeds.com\/widgets\/emailSubscribeEncFeed\/WnoyRW9MRTA4eFIvbFpXNFliOWZ4cCt6cmxFYXRsY1ppajc4Umk3dEF5NUxmQlArL2xRMi83UDNlZ3hRQUNNVkxPNFRRWCt2RzB2MzRMYkZEVWRrSVcrdFZxalM5bk5mSkZHbUtiL3NPVVBaTkx1RWxGaWFsdkFDSnVmRDlib0V8QWN6N2pCS04vV2pKVUlwb1llRVRORGJjSW45KzZRMEszK1VuUmthekdQQT0=\/OA==\/\" target=\"_blank\"><img src=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-content\/plugins\/ultimate-social-media-icons\/images\/follow_subscribe.png\" \/><\/a><\/div><div class='sf_fb' style='text-align:left;vertical-align: middle;width:98px'><div class=\"fb-like\" href=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/the-importance-of-a-background-check-for-an-insurance-company\/\" width=\"180\" send=\"false\" showfaces=\"false\"  action=\"like\" data-share=\"true\"data-layout=\"button\" ><\/div><\/div><div class='sf_twiter' style='text-align:left;float:left;vertical-align: middle;width:auto'><a href=\"http:\/\/twitter.com\/share\" data-count=\"none\" class=\"sr-twitter-button twitter-share-button\" lang=\"en\" data-url=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/the-importance-of-a-background-check-for-an-insurance-company\/\" data-text=\"The Importance of a Background Check for an Insurance Company\" ><\/a><\/div><div class='sf_pinit' style='text-align:left;vertical-align: middle;float:left;line-height: 20px;width:47px'><a href=\"https:\/\/www.pinterest.com\/pin\/create\/button\/?url=&media=&description=\" data-pin-do=\"buttonPin\" data-pin-save=\"true\"data-pin-count=\"none\"><\/a><\/div><div class='sf_google' style='text-align:left;vertical-align: middle;float:left;max-width:62px;min-width:35px;'><div class=\"g-plusone\" data-href=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/the-importance-of-a-background-check-for-an-insurance-company\/\" data-size=\"large\" data-annotation=\"none\" ><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Hiring managers in every industry need to be certain that the people they\u2019re hiring are trustworthy, qualified individuals who will be able to perform the requirements of the position. However, when it comes to insurance companies, it\u2019s even more important that hiring managers can believe an applicant\u2019s qualifications. After all, an insurance agent is responsible &hellip; <a href=\"https:\/\/www.affordablebackgroundchecks.com\/blog\/the-importance-of-a-background-check-for-an-insurance-company\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;The Importance of a Background Check for an Insurance Company&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":725,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[475,472,473,474,476,477,53],"_links":{"self":[{"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/posts\/724"}],"collection":[{"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/comments?post=724"}],"version-history":[{"count":1,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/posts\/724\/revisions"}],"predecessor-version":[{"id":727,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/posts\/724\/revisions\/727"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/media\/725"}],"wp:attachment":[{"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/media?parent=724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/categories?post=724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affordablebackgroundchecks.com\/blog\/wp-json\/wp\/v2\/tags?post=724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}