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Background Check

How to Know If a Background Verification Report is Authentic

Believe it or not, there are background check companies that provide false information. When you are looking for a reputable company, it is important that you do the proper research. The Fair Credit Reporting Act (FCRA) has set up special requirements for background check companies. When hiring a company make sure that they are legitimate and following the laws.

Choosing the Best Background Check Company

When choosing a background check company, make sure that they have the appropriate credentials. These credentials allow them to provide different services. Knowing what these different credentials are can assist you in identifying a valid background check company.

NAPBS members

NAPBS stands for the National Association of Professional Background Screeners. The companies that are members of the NAPBS are closely monitored and comply with the current rules and laws.

Unaccredited

Unaccredited companies do not have official credentials. But they can still run background checks on individuals. They often have restrictions on who can use them.

Contact information

When hiring a background check company, do a little background checking yourself. Verify that the company’s contact information and address are legitimate.

Why are Background Checks Needed?

Companies run background checks to protect themselves and their employees. Knowing a person’s past can help weed out violent criminals, thieves, negligent employees, and frivolous lawsuits. Having this information beforehand can be imperative.

The most common people that have background checks run are:

  • employers
  • credit card companies
  • banks
  • lenders
  • landlords

Different Types of Background Checks

Background check companies offer different types of background checks.

Credit Check

Credit checks are common. They are run to check out an individual’s repayment and debt history. Many companies use credit checks to see how well the person makes payments. This gives the company the ability to determine if the individual can be trusted in financial environments. Employers also run credit checks on a potential employee to help verify their identity. It also gives an insight into how well the individual handles money. If the applicant has issues with money, they may not be as trustworthy as another applicant.

Criminal Background Check

Some background check companies are able to research police and court records to find out if an individual has a criminal history. This is sometimes required for certain positions and industries.

Employment and Education Check

Just because a job candidate claims to have experience doesn’t mean they have it. An employment and education check can help ensure that the applicant has the qualifications that they say they do.

Driving Record Check

Some jobs require that you have a clean driving record. A driving record check can determine the job applicants driving history and verify they have a current license in the state required.

Litigation Records Check

Some people are sue-happy. Frivolous lawsuits cost companies a lot of money. A litigation records check can help determine if a tenant or job candidate is likely to file a lawsuit.

What We Can Provide You

Background checks are essential to protect you and your company. At Affordable Background Checks, we don’t want you to put off having a background check because of the cost. We believe that everyone should have the opportunity to perform any necessary background checks they need. That is why we offer complete and extensive background checks at an affordable price.

We compile our results from various sources. We can provide you with a complete report that contains everything you may need to know, such as:

  • criminal records
  • marriage/divorce records
  • contact information
  • asset records
  • bankruptcy records
  • legal judgments
  • birth records
  • personal details

Results You Can Trust

A background check is important for many reasons, and you need to know that you can trust the results. At Affordable Background Checks, our team is one of the most experienced in the industry. They will make sure that they get you the result you need fast.

Our services cover everything from:

  • commercial background checks
  • criminal background checks
  • employee pre-screening background checks
  • background verification checks

Background Verification Report Check

You Can Count on Us

When you order a background check, you want results quickly and efficiently. You can count on Affordable Background Checks to get you answers. No matter what type of service you need, our team will get the job done fast, and your satisfaction is guaranteed. Contact us today for more information.

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